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UOB

APR 3.54% – 12%

Amount $5k – $200k

Term 12 – 60 months

Decision Within 1 business day

Best for: Singapore citizens and PRs earning at least S$30,000 annually who need a personal loan for immediate expenses.

Standard Chartered Bank

APR 1.5% – 5.5%

Term 12 – 360 months

Best for: Ideal for first-time home buyers seeking a straightforward loan process and helpful customer support.

DBS Bank

APR 1.48% – 3.22%

Term 12 – 360 months

Best for: This loan is ideal for first-time homebuyers seeking affordable rates and reliable service.

DBS Bank

APR 1.99% – 9%

Term 12 – 120 months

Best for: It's best for individuals looking to streamline their payments and potentially lower interest rates on existing debts.

HSBC Singapore

APR 2.5% – 12%

Amount $5k – $100k

Term 12 – 60 months

Decision 1-3 business days

Best for: Singapore residents with an annual income of at least SGD 40,000 who prefer manageable loan repayments.

CIMB Bank

APR 3% – 12%

Amount $5k – $200k

Term 12 – 60 months

Decision Same day

Best for: Singapore residents earning at least SGD 30,000 annually who need quick access to cash for personal expenses.

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