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APR 30%
Amount $50k – $4M
Term 12 – 48 months
Decision Via branch or call 021 111 06 06 06

Best for: Individuals earning a minimum salary of PKR 50,000 who need financing for weddings, education, or medical expenses.

APR 22% – 28%
Amount $30k – $4M
Term 12 – 60 months
Decision 10 working days

Best for: Salaried individuals aged 21+ or self-employed aged 25+ with a stable income looking for an unsecured loan.

APR 23% – 28%
Amount $50k – $3M
Term 12 – 48 months
Decision 2-5 business days

Best for: Salaried individuals or self-employed professionals in need of quick access to substantial funds for personal expenses.

APR 28.8% – 29.8%
Amount $30k – $3M
Term 12 – 48 months
Decision 3-5 business days

Best for: Salaried individuals earning at least PKR 25,000, looking for a personal loan within a flexible repayment term.

APR 25.36% – 27.36%
Amount $50k – $2M
Term 12 – 48 months
Decision 3-5 business days

Best for: Salaried professionals with a stable income looking for quick cash without collateral.

APR 21.36% – 35.99%
Amount $25k – $3M
Term 12 – 48 months
Decision Via HBL Mobile App

Best for: This loan is ideal for salaried individuals and self-employed professionals looking for amounts up to PKR 3 million with a convenient repayment period.