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SBS Bank Personal Loan

SBS Bank

APR 11.5% – 15.5%

Amount $1k – $30k

Term 6 – 60 months

Decision 1-3 business days

Best for: This loan is best for borrowers who are NZ citizens or permanent residents and have a steady income, looking for a manageable loan amount.

Instant Finance Personal Loan

Instant Finance

APR 9.95% – 29.95%

Amount $500 – $50k

Term 3 – 84 months

Best for: Best for borrowers needing quick access to cash with flexible repayment terms of 3 to 84 months.

Kiwibank Personal Loan

Kiwibank

APR 12.99% – 18.99%

Amount $2k – $30k

Term 12 – 60 months

Best for: Best suited for borrowers looking for flexible loan amounts and terms, with the added benefit of supporting a New Zealand-owned institution.

The Co-operative Bank Personal Loan

The Co-operative Bank

APR 9.95% – 17.75%

Amount $1k – $50k

Term 6 – 60 months

Best for: Best suited for those needing a personal loan between $1,000 and $50,000 with flexible terms.

ASB Personal Loan

ASB

APR 12.9% – 19.95%

Amount $2k – $50k

Term 6 – 84 months

Best for: This loan is best for borrowers needing substantial funds for projects or debt consolidation with flexible repayment terms.

BNZ Personal Loan

BNZ

APR 13.9% – 19.9%

Amount $2k – $50k

Term 6 – 60 months

Best for: This loan is best for borrowers seeking amounts from NZ$2,000 to NZ$50,000 with flexible repayment terms.

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