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Nepal Bank Limited

APR 6.95% – 7.95%

Amount $100k – $1.5M

Term 12 – 120 months

Decision Standard processing, government bank pace

Best for: Best suited for Nepalese citizens with a steady income seeking manageable loan terms.

Laxmi Sunrise Bank

APR 5.99% – 7.99%

Amount $100k – $1.5M

Term 12 – 60 months

Decision Standard processing

Best for: Nepalese citizens with stable salaries who seek a personal loan for expenses like education or home improvement.

Nabil Bank

APR 5.99% – 7.99%

Amount $100k – $1.5M

Term 12 – 84 months

Decision Quick disbursal with minimal documentation

Best for: Salaried professionals with stable income seeking a personal loan up to NPR 15 lakh.

Himalayan Bank

APR 5.95% – 9.45%

Amount $100k – $5M

Term – 84 months

Decision Standard processing, collateral evaluation required

Best for: This loan is ideal for Nepalese citizens looking for lower rates and longer repayment terms.

Sanima Bank

APR 6.55% – 8.55%

Amount $100k – $7.5M

Term – 60 months

Decision Standard processing, documentation required

Best for: This loan is ideal for Nepalese citizens with a stable income looking for significant funding for personal needs.

Global IME Bank

APR 6.17% – 8.17%

Amount $100k – $1.5M

Term 12 – 60 months

Decision Standard processing

Best for: It's best for salaried individuals looking for a reliable personal loan option in Nepal.

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