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APR 13% – 16%
Amount $50k – $5M
Term 12 – 72 months
Decision 2-5 business days

Best for: This loan is best for existing I&M Bank customers looking for quick access to funds via a user-friendly app.

M-Shwari Loan

M-Shwari (Safaricom/CBA)
APR 90%
Amount $100 – $50k
Term 1 – 1 months
Decision Instant

Best for: This service is best for individuals who have consistent M-PESA usage and savings, enabling them to access quick loans without lengthy approval processes.

APR 11% – 14%
Amount $50k – $5M
Term 12 – 72 months
Decision 2-5 business days

Best for: This loan is ideal for individuals needing immediate funds without collateral, especially for personal emergencies or significant expenses.

APR 8.99% – 12%
Amount – $10
Term – 300 months

Best for: This loan is best for first-time homebuyers looking for affordable housing solutions with predictable monthly payments and interest rates.

APR 14% – 18%
Amount $50k – $3M
Term 12 – 60 months
Decision 2-5 business days

Best for: This loan is best for individuals seeking unsecured financing with flexible repayment terms, especially those with stable salaries.

APR 18% – 22%
Amount $5k – $2M
Term 6 – 48 months
Decision 1-3 business days

Best for: This loan is best for women entrepreneurs and salaried employees in need of financial support. KWFT's focus on women sets it apart in Kenya’s microfinance space.