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GCB Bank

APR 22.75% – 30%

Amount $2k – $700k

Term 12 – 60 months

Decision Within 24 hours

Best for: This loan is ideal for salaried workers needing urgent cash for home improvement, education, or health expenses.

Absa Ghana

APR 7.03% – 30.03%

Amount $500 – $1M

Term 6 – 96 months

Decision Quick approval

Best for: Best for Absa account holders seeking quick access to funds with a range of repayment options.

Standard Chartered Ghana

APR 25.83% – 32%

Amount $800 – $350k

Term 12 – 72 months

Decision Subject to assessment

Best for: Best for salary account holders looking for flexibility and additional benefits like credit life insurance.

Fidelity Bank Ghana

APR 22%

Amount – $450k

Term 6 – 84 months

Decision 48 hours

Best for: Best suited for Fidelity Bank account holders with stable employment looking for substantial loan amounts.

Bank of Africa Ghana

APR 10%

Term – 36 months

Decision 48 hours

Best for: It's best suited for salaried individuals looking for quick access to funds with a competitive interest rate.

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