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APR 7.74% – 35.99%

Amount $1k – $50k

Term 24 – 84 months

Decision Next business day funding

Best for: This loan is ideal for fair-credit borrowers looking to manage multiple debts with .

LendingClub

APR 5.96% – 35.99%

Amount $1k – $40k

Term 24 – 60 months

Decision Approved in as little as 1 hour, funded next business day

Best for: Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

SoFi

APR 7.74% – 35.49%

Amount $5k – $100k

Term 24 – 84 months

Decision Same day funding available

Best for: This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.

LendNation

APR 100% – 200%

Amount $50 – $1.5k

Term 1 – 6 months

Decision Same day at stores

Best for: This service is best for individuals needing immediate cash with minimal documentation.

MoneyKey

APR 49% – 200%

Amount $200 – $3.5k

Term 3 – 12 months

Decision Same business day

Best for: It's best for those needing immediate cash without extensive credit checks.

OppLoans

APR 59% – 199%

Amount $500 – $4k

Term 9 – 18 months

Decision Same day

Best for: This lender is best for those needing emergency funds quickly without strict credit requirements.

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