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APR 24% – 27.75%
Amount R500 – R8k
Term 1 – 6 months
Decision Same day

Best for: This service is best for South Africans seeking immediate financial relief or those needing a larger loan with easy access through branches or online.

APR 24% – 27.75%
Amount R500 – R8k
Term 1 – 6 months
Decision Minutes

Best for: This loan is best for individuals needing quick access to funds with a flexible repayment structure.

APR 18% – 27.75%
Amount R2k – R250k
Term 6 – 60 months
Decision 1-3 business days

Best for: This loan is best for government workers and pensioners looking for hassle-free access to funds with automatic deductions from their salaries.

APR 15% – 27.75%
Amount R500 – R100k
Term 3 – 36 months
Decision Same day

Best for: This loan is ideal for those seeking quick access to funds without traditional paperwork, particularly for emergencies or large purchases.

APR 15% – 27.75%
Amount R2k – R250k
Term 6 – 72 months
Decision 1-2 business days

Best for: This loan is best for individuals seeking a fixed-rate personal loan with flexibility in loan amounts and repayment terms.

APR 12.25% – 29.25%
Amount R2k – R300k
Term 6 – 72 months
Decision Same day

Best for: This loan is best for individuals with a good credit rating looking for a substantial amount with extended repayment periods.

APR 10.25% – 27.75%
Amount R2k – R300k
Term 6 – 72 months
Decision 1-2 business days

Best for: This loan is best for individuals looking for affordable borrowing options up to R400,000 with an established bank and a reliable rewards system.

FNB Personal Loan with eBucks Rewards

FNB (First National Bank)
APR 12% – 27.75%
Amount R1k – R300k
Term 6 – 72 months
Decision Same day

Best for: This loan is best for individuals with strong credit profiles looking for flexibility in loan terms and the added benefit of rewards.

APR 27% – 27.75%
Amount R500 – R50k
Term 1 – 36 months
Decision Same day

Best for: This loan is best for individuals needing quick cash for unexpected expenses who appreciate the option to skip payments during tough times.

APR 21% – 27.75%
Amount R1k – R50k
Term 1 – 24 months
Decision Same day

Best for: This loan is best for individuals seeking immediate cash for personal expenses and who may have lower credit ratings.

APR 15% – 28%
Amount R5k – R200k
Term 12 – 60 months
Decision 1-3 business days

Best for: This loan is best for individuals with a high credit tier looking for affordable and transparent borrowing solutions.

APR 15% – 27.29%
Amount R2k – R200k
Term 6 – 60 months
Decision 1-2 business days

Best for: Ideal for individuals looking for substantial loan amounts with the possibility of insurance-backed options.

APR 12.25% – 27.75%
Amount R1k – R250k
Term 6 – 84 months
Decision Same day

Best for: Ideal for clients seeking a quick, fully digital loan process with personalised rates.