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Representative APR disclosed Updated daily Compare before you apply

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APR 4.19% – 6.39%
Term 6 – 360 months

Best for: This loan is best for those seeking flexible mortgage terms and personalised service from a local bank. It's suitable for first-home buyers and those refinancing their existing mortgages.

APR 9.95% – 29.95%
Amount $2k – $50k
Term 12 – 84 months
Decision Fast online approval

Best for: This loan is best for those who need quick access to funds for vehicle purchases and have a reliable income.

APR 7.99% – 24.99%
Amount $2k – $100k
Term 36 – 84 months
Decision Quote in minutes, funding can be as fast as 9 minutes

Best for: This loan is best for individuals seeking quick access to funds with minimal paperwork, particularly those with good to excellent credit.

APR 9.95% – 29.95%
Amount $500 – $50k
Term 3 – 84 months
Decision Money within 24 hours of approval

Best for: This loan is best for individuals looking to simplify their finances by consolidating high-interest debts into one manageable payment.

APR 8.95% – 19.95%
Amount $2k – $100k
Term 12 – 84 months
Decision Same day decision

Best for: This loan is ideal for NZ residents aged 18 and over who have a regular income and need quick access to vehicle financing.

APR 13.9% – 19.9%
Amount $2k – $50k
Term 6 – 60 months

Best for: This loan is best for borrowers seeking amounts from NZ$2,000 to NZ$50,000 with flexible repayment terms.

Westpac Car Loan

Westpac New Zealand
APR 6.49% – 12.99%
Amount $2k – $50k
Term 6 – 60 months
Decision 1-3 business days

Best for: Ideal for NZ residents looking for fixed-rate car loans with flexible terms and quick approval.

APR 12.9% – 19.95%
Amount $2k – $50k
Term 6 – 84 months

Best for: This loan is best for borrowers needing substantial funds for projects or debt consolidation with flexible repayment terms.

ANZ Car Loan

ANZ New Zealand
APR 13.9%
Amount $3k – $50k
Term 6 – 84 months
Decision Within 5 business days

Best for: Ideal for those seeking a reliable lender with no application fees and quick approval times.

APR 7.99% – 24.99%
Amount $2k – $100k
Term 36 – 84 months
Decision Rate check with no credit score impact

Best for: This loan is ideal for those who want to check rates without affecting their credit score and need a loan range between $2,000 to $100,000.

APR 8.55% – 11.7%
Amount $5k – $100k
Term 12 – 60 months
Decision Apply online or through dealer network

Best for: This loan is best for those seeking a straightforward vehicle financing solution with the option to tailor repayment terms to fit their budget.

APR 9.4% – 12.15%
Amount $5k – $75k
Term 12 – 60 months
Decision Quick online application

Best for: It's ideal for those seeking quick online approval and flexible loan amounts for vehicle purchases.

APR 11.5% – 15.5%
Amount $1k – $30k
Term 6 – 60 months
Decision 1-3 business days

Best for: This loan is best for borrowers who are NZ citizens or permanent residents and have a steady income, looking for a manageable loan amount.

APR 12.95%
Amount $2k – $50k
Term 6 – 84 months
Decision 1-3 business days

Best for: Best suited for ASB account holders needing a quick loan for a new or used vehicle with flexible terms from 6 to 84 months.

APR 12.99% – 18.99%
Amount $2k – $30k
Term 12 – 60 months

Best for: Best suited for borrowers looking for flexible loan amounts and terms, with the added benefit of supporting a New Zealand-owned institution.

APR 7.99% – 13.9%
Amount $2k – $50k
Term 6 – 60 months

Best for: Best for those seeking lower rates for electric vehicle financing, as well as borrowers needing larger sums up to $50,000.