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APR 25.44% – 31.8%
Amount ₦50k –
Term 3 – 24 months
Decision fast app-based approval

Best for: This service is best for individuals or small businesses looking to build their credit while accessing loans online through an app or website.

APR 54% – 195%
Amount ₦2.5k – ₦1M
Term 2 – 12 months
Decision minutes

Best for: This loan is best for those looking to build their credit score while accessing up to NGN 1,000,000 instantly via a mobile app.

APR 35.4%
Amount ₦5k – ₦5M
Term 1 – 12 months
Decision instant

Best for: This loan is ideal for salary earners looking for quick access to funds, particularly in emergencies or for unexpected expenses.

APR 20% – 28%
Amount ₦200k –
Term 6 – 60 months
Decision bank review and disbursement to salary account

Best for: This loan is best for individuals with a high credit rating looking to fund personal projects or consolidate debt over an extended period, benefiting from competitive rates.

APR 24% – 456%
Amount ₦1.5k – ₦5M
Term 1 – 36 months
Decision 5 minutes

Best for: This loan is best for individuals looking to build their credit scores while needing immediate access to funds. It's particularly suitable for those with a developing credit history.

APR 60%
Amount ₦1.5k – ₦1M
Term 1 – 12 months
Decision 5 minutes

Best for: This loan is ideal for individuals looking for quick financing solutions without extensive documentation, especially those building credit.

APR 36% – 99%
Amount ₦6k – ₦1M
Term 4 – 52 months
Decision minutes to 24 hours

Best for: This service is best for individuals with limited access to traditional banking who need immediate financial assistance without extensive paperwork.

APR 48%
Amount ₦100k –
Term 6 – 24 months
Decision instant approval

Best for: This loan is best for individuals looking for quick access to funds with the ability to choose repayment terms that fit their budget.

APR 28.5% – 32%
Amount ₦200k –
Term 6 – 60 months
Decision Bank review and disbursement to salary account

Best for: This loan is ideal for individuals with strong credit who need quick access to funds for personal expenses.

APR 30% – 108%
Amount ₦5k – ₦250k
Term 1 – 12 months
Decision minutes

Best for: This service is best for individuals building their credit and seeking quick access to funds without lengthy approval processes.