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Seylan Bank Personal Loan

 Seylan Bank
APR 10.5% – 14%
Amount $500k – $7M
Term 12 – 84 months
Decision 2-4 working days

Best for: Borrowers earning at least LKR 200,000 monthly who need a bigger ticket and can route salary through Seylan

Pan Asia Bank Personal Loan

 Pan Asia Banking Corporation
APR 13.4% – 18.5%
Amount $500k – $5M
Term 12 – 72 months
Decision Speedy processing

Best for: Borrowers who value unsecured access and transparent current pricing more than absolute lowest rate

NSB Personal Loan

 National Savings Bank
APR 11.5% – 15%
Amount – $5M
Term – 180 months
Decision Branch-based processing

Best for: Borrowers prioritizing lower rates and longer repayment over speed or digital convenience

BOC Personal Loan

 Bank of Ceylon
APR 11% – 14%
Amount $30k
Term – 60 months
Decision Branch or online application

Best for: Borrowers who want a large state-bank network and relatively modest salary-entry requirements

Commercial Bank Personal Loan

 Commercial Bank of Ceylon
APR 11% – 14%
Amount $100k – $5M
Term – 84 months
Decision Within 3 working days

Best for: Salaried borrowers who want a mainstream private-bank option with a more explicit processing timeline

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