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Commercial Bank of Ceylon

APR 11% – 14%

Amount $100k – $5M

Term – 84 months

Decision Within 3 working days

Best for: Salaried borrowers who want a mainstream private-bank option with a more explicit processing timeline

Pan Asia Banking Corporation

APR 13.4% – 18.5%

Amount $500k – $5M

Term 12 – 72 months

Decision Speedy processing

Best for: Borrowers who value unsecured access and transparent current pricing more than absolute lowest rate

Bank of Ceylon

APR 11% – 14%

Amount $30k

Term – 60 months

Decision Branch or online application

Best for: Borrowers who want a large state-bank network and relatively modest salary-entry requirements

Seylan Bank

APR 10.5% – 14%

Amount $500k – $7M

Term 12 – 84 months

Decision 2-4 working days

Best for: Borrowers earning at least LKR 200,000 monthly who need a bigger ticket and can route salary through Seylan

National Savings Bank

APR 11.5% – 15%

Amount – $5M

Term – 180 months

Decision Branch-based processing

Best for: Borrowers prioritizing lower rates and longer repayment over speed or digital convenience