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Representative APR disclosed Updated daily Compare before you apply

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APR 8.99% – 12%
Amount – $10
Term – 300 months

Best for: This loan is best for first-time homebuyers looking for affordable housing solutions with predictable monthly payments and interest rates.

APR 15% – 18%
Amount $10k – $5M
Term 12 – 72 months
Decision 2-5 business days

Best for: This loan is best for employed individuals seeking quick access to funds without collateral, especially those with a regular salary.

DTB Car Finance

Diamond Trust Bank
APR 13% – 17%
Amount $500k –
Term 12 – 72 months
Decision 3-5 business days

Best for: This financing solution is ideal for Kenyan residents looking for straightforward car loans with manageable repayment terms.

APR 24% – 108%
Amount $250 – $70k
Term 1 – 12 months
Decision Minutes

Best for: This loan is ideal for individuals needing immediate cash for personal emergencies or unexpected expenses.

APR 14% – 18%
Amount $500k –
Term 12 – 48 months
Decision 3-5 business days

Best for: Best for Kenyan residents looking for substantial financing options, with loans ranging from KES 500,000 to KES 10,000,000.

APR 15% – 18%
Amount $10k – $3M
Term 12 – 60 months
Decision 2-5 business days

Best for: This loan is best suited for individuals and businesses in semi-urban and rural Kenya looking for reliable funding options.

APR 20% – 36%
Amount $200k – $5M
Term 12 – 48 months
Decision 48 hours

Best for: This service is best for Kenyan residents looking to buy a car with minimal upfront costs.

APR 14% – 18%
Amount $50k – $3M
Term 12 – 60 months
Decision 2-5 business days

Best for: This loan is best for individuals seeking unsecured financing with flexible repayment terms, especially those with stable salaries.

APR 14% – 19%
Amount $500k –
Term 12 – 60 months
Decision Quick processing through KCB branches

Best for: This loan is best for individuals looking to finance up to 90% of a vehicle's value, with flexible repayment options.

APR 18% – 22%
Amount $5k – $2M
Term 6 – 48 months
Decision 1-3 business days

Best for: This loan is best for women entrepreneurs and salaried employees in need of financial support. KWFT's focus on women sets it apart in Kenya’s microfinance space.

APR 18% – 36%
Amount $100k – $2.5M
Term 6 – 48 months
Decision Fast approval, same-day disbursement possible

Best for: This loan is best for Kenyan citizens or residents looking to purchase vehicles of any age or model with minimal down payment requirements.

APR 11% – 15%
Amount $20k – $3M
Term 12 – 60 months
Decision 2-5 business days

Best for: This loan is ideal for individuals looking for flexible repayment options and relatively low interest rates in the Kenyan market.

Stanbic Bank Vehicle Loan

Stanbic Bank Kenya
APR 13% – 18%
Amount $500k –
Term 12 – 60 months
Decision 3-5 business days

Best for: It's best for Kenyan citizens or residents looking for significant financing to purchase a vehicle.

APR 13% – 16%
Amount $50k – $5M
Term 12 – 72 months
Decision 2-5 business days

Best for: This loan is best for existing I&M Bank customers looking for quick access to funds via a user-friendly app.

APR 14% – 17%
Amount $50k – $3M
Term 12 – 60 months
Decision 2-5 business days

Best for: This loan is best for individuals seeking both secured and unsecured options, particularly those who value a trusted bank with a regional presence.

APR 15% – 18%
Amount $10k – $5M
Term 12 – 72 months
Decision 2-5 business days

Best for: This loan is ideal for individuals seeking a reliable financing option with manageable repayment terms, particularly if you receive your salary through check-off.

M-Shwari Loan

M-Shwari (Safaricom/CBA)
APR 90%
Amount $100 – $50k
Term 1 – 1 months
Decision Instant

Best for: This service is best for individuals who have consistent M-PESA usage and savings, enabling them to access quick loans without lengthy approval processes.

APR 14% – 17%
Amount $10k – $5M
Term 12 – 72 months
Decision 1-3 business days

Best for: This loan is best for individuals looking for both secured and unsecured options at a lower interest rate, especially following the recent CBK rate cuts.