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Representative APR disclosed Updated daily Compare before you apply

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APR 9.99% – 21%
Amount ₹50k – ₹5M
Term 12 – 60 months
Decision Same day

Best for: This loan is best for individuals with a high credit score looking for substantial amounts quickly, especially pre-approved customers.

APR 6.9% – 13.5%
Amount ₹50k – ₹7.5M
Term 12 – 180 months
Decision 5-7 business days

Best for: Students heading abroad or to premier Indian institutes who want a private bank experience with competitive rates for top-tier admissions.

APR 8.15%
Amount ₹100k – ₹2.5M
Term 12 – 84 months
Decision Loan disbursal in as little as 30 minutes

Best for: It's best for salaried individuals or self-employed persons looking for quick disbursement and a range of loan amounts.

APR 10.49% – 22%
Amount ₹50k – ₹4M
Term 12 – 60 months
Decision Same day

Best for: This loan is best for individuals seeking a substantial amount (up to ₹40 lakhs) with a quick and easy online application process.

APR 10.5% – 13.5%
Amount ₹100k – ₹5M
Term 12 – 180 months
Decision 3-5 business days

Best for: Students admitted to premier institutions (IITs, IIMs, top foreign universities) who value fast disbursement and are willing to pay slightly higher rates for convenience.

PNB Saraswati Education Loan

Punjab National Bank
APR 6.85% – 11.6%
Amount ₹100k – ₹5M
Term 12 – 180 months
Decision 7-14 business days

Best for: Merit-based students admitted to premier Indian institutions (IITs, IIMs, NIFT, NID, IISc) who want rock-bottom PSU rates and don't mind the paperwork.

APR 8.4% – 11.5%
Amount ₹100k –
Term 12 – 84 months

Best for: This loan is ideal for both salaried and self-employed individuals looking to finance new or pre-owned vehicles.

APR 10.49% – 24%
Amount ₹20k – ₹4M
Term 6 – 60 months
Decision Same day

Best for: This loan is best for individuals with a growing credit profile seeking a hassle-free online application and quick disbursement.

APR 6.85% – 11.25%
Amount ₹100k –
Term 12 – 180 months
Decision 7-10 business days

Best for: Students needing high-value loans for premier Indian or international institutions who want PSU-bank rates with a wider branch network than other PSU alternatives.

SBI New Car Loan

State Bank of India
APR 8.9% – 9.85%
Amount ₹100k –
Term 12 – 84 months
Decision Quick disbursement after approval

Best for: Individuals with a stable income above ₹3 lakh annually who want to finance a new vehicle purchase.

APR 10.25% – 24%
Amount ₹50k – ₹4M
Term 12 – 60 months
Decision Same day

Best for: This loan is best for individuals seeking quick access to funds with flexible repayment options and those who maintain a high credit score.

SBI Student Loan Scheme

State Bank of India
APR 6.9% – 9.9%
Amount ₹100k – ₹5M
Term 12 – 180 months
Decision 15 business days

Best for: Students pursuing UG/PG degrees at recognised Indian institutions who want the lowest possible interest rate and don't mind longer processing times.

APR 10.25% – 19%
Amount ₹50k – ₹5M
Term 12 – 60 months
Decision Same day

Best for: This loan is best for individuals seeking quick funding with a fully digital application process and no collateral requirements.

APR 8.5% – 13%
Amount ₹100k –
Term 12 – 144 months
Decision 3-7 business days

Best for: Students pursuing expensive international programs (MBA, medicine) who need high loan amounts with flexible repayment structures and quick processing.

APR 9% – 22%
Amount ₹50k – ₹2.5M
Term 12 – 60 months
Decision 10 minutes

Best for: This loan is ideal for individuals needing fast access to funds for emergencies, weddings, or education without collateral requirements.

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