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APR 6.95% – 12.95%
Amount CA$500 – CA$50k
Term 12 – 60 months
Decision 1-3 business days

Best for: This loan is best for current Desjardins members seeking flexible terms and personalized service, along with those who prefer a well-established institution.

Amount – CA$10
Term 4 – 12 months
Decision Instant approval

Best for: This service is best for individuals who are new to credit or those looking to rebuild their credit history through responsible spending.

APR 19.9% – 46.93%
Amount CA$500 – CA$25k
Term 6 – 60 months
Decision 15 minutes

Best for: This service is best for borrowers needing fast approvals and flexible eligibility criteria.

APR 8.99% – 29.49%
Amount CA$2k – CA$35k
Term 24 – 84 months
Decision 1-2 business days

Best for: This loan is best for individuals with a building credit tier seeking longer loan terms of up to seven years.

APR 9% – 10%
Amount CA$3k – CA$200k
Term 12 – 60 months
Decision 1-3 business days

Best for: This loan is best for individuals looking to consolidate debt or finance significant purchases without collateral, thanks to its high limit and varied terms.

APR 29.99% – 34.99%
Amount CA$500 – CA$50k
Term 6 – 120 months
Decision Same day

Best for: Best for those who need quick access to unsecured funds and prefer both online and in-branch support.

APR 9.99% – 34.95%
Amount CA$300 – CA$35k
Term 12 – 60 months
Decision Same day

Best for: This service is ideal for individuals looking to build their credit while accessing loan amounts between $500 and $35,000 with fast funding.

APR 8.99% – 22.99%
Amount CA$2k – CA$35k
Term 12 – 60 months
Decision Same day to 3 business days

Best for: This loan is ideal for high-credit borrowers looking for loans starting at $2,000 with long repayment terms.

APR 8.99% – 34.99%
Amount CA$1k – CA$35k
Term 36 – 60 months
Decision 3-5 business days

Best for: This platform is ideal for Canadians looking to build their credit while accessing lower interest loans. It's also suitable for individuals seeking to invest in personal loans for high-yield returns.

National Bank Personal Loan

National Bank of Canada
APR 7.95% – 14.95%
Amount CA$2k – CA$50k
Term 12 – 60 months
Decision 1-3 business days

Best for: This loan is best for Quebec-based customers looking for personalized loan options with both fixed and variable rates.

APR 8.99% – 23.99%
Amount CA$5k – CA$50k
Term 12 – 84 months
Decision Same day to 2 business days

Best for: This loan is best for individuals seeking a reliable option for larger expenses, such as home renovations or debt consolidation.

APR 19.9% – 34.9%
Amount CA$1k – CA$15k
Term 12 – 100 months
Decision Same day

Best for: This product is best for individuals seeking quick access to funds with a straightforward online application process.

APR 7.99% – 14.99%
Amount CA$1k – CA$50k
Term 12 – 60 months
Decision 1-3 business days

Best for: This loan is ideal for individuals in British Columbia seeking a flexible, fee-free banking experience.

APR 9.9% – 46.96%
Amount CA$500 – CA$35k
Term 6 – 60 months
Decision Minutes (online)

Best for: This loan is best for Canadians seeking short-term financing with a straightforward online application process and quick approvals.

APR 7.45% – 12.45%
Amount CA$1k – CA$50k
Term 12 – 60 months
Decision 1-3 business days

Best for: This product is best for Canadians who prefer managing their finances online and are looking for a straightforward line of credit with no hidden fees.

APR 9% – 13%
Amount CA$5k – CA$50k
Term 12 – 60 months
Decision 1-3 business days

Best for: This loan is ideal for individuals with a high credit score looking for long-term financing options without the worry of early repayment fees.

APR 7.49% – 12.99%
Amount CA$1k – CA$50k
Term 12 – 60 months
Decision 1-3 business days

Best for: This loan is best for members of Meridian looking for flexible personal loan options with reasonable APRs and a commitment to customer service.

APR 6% – 10%
Amount CA$5k – CA$75k
Term 12 – 60 months
Decision 1-2 business days

Best for: Ideal for individuals with strong credit profiles looking for long-term borrowing solutions with flexible repayment options.